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Essential Health and Life offers guaranteed lifelong coverage, and death benefits. Learn how it can provide financial security for you and your loved ones.

Essential Health And Life helps you create a customized estate plan to protect your loved ones, minimize taxes, and ensure your wishes are met. Learn more!

The Affordable Care Act (Obamacare) offers various health insurance plans, including subsidies and tax credits, making coverage more affordable for individuals and families with low to moderate incomes.

Obamacare mandates essential health benefits, including preventive services, maternity care, mental health services, and prescription drug coverage. This ensures that individuals have access to comprehensive healthcare services without facing high out-of-pocket costs.

Before Obamacare, insurers could deny coverage or charge higher premiums based on pre-existing conditions. With Obamacare, these discriminatory practices are prohibited, ensuring that individuals with pre-existing conditions can still obtain affordable health insurance coverage.

Whole life policies build cash value over time, which can be accessed through loans or withdrawals for various financial needs such as emergencies, education expenses, or retirement income supplementation.